Appraisal Specialist III EverBank Financial
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Reporting directly to the Appraisal Review Team Manager this person facilitates all value related disputes and ensures compliance of company, industry and regulatory agency standards during the appraisal review process.
? Review 1-4 unit standard appraisals, third party site inspections, and broker/borrower provided statements for consistency. Ensure appraisal conforms to company, industry and other regulatory agency standards.
? Responsibilities of the appraisal review will include a thorough analysis of the appraisal report for accuracy, reasonable assumptions, appropriate technical analysis, current market conditions, and ensures compliance with USPAP and FIRREA regulations/requirements.
? Provide evidence of review with relevant comments regarding validity of conclusions, adequacy of due diligence, etc. Also, provide an in-depth analysis of the appraisal that will help underwriters make sound judgment decisions regarding the collateral aspect of the loan and ultimately limit the risk.
? Respond to valuation questions and disseminate valuation guidelines and requirements with internal/external customers.
? Maintain thorough and up-to-date knowledge of the Uniform Standards of Professional Appraisal Practice, Automated Value Models, the Home Valuation Code of Conduct and company valuation guidelines that are pertinent to the loan review process.
? Order external third party reports (appraisals, site inspections, final inspections, etc.) and track for reporting/analyses/etc. Also, reviews any requests for 2nd appraisals to confirm the request is AIR compliant.
? Maintain a good working relationship with the Appraisal Management Companies while monitoring appraisal orders, value dispute request and status inquiries.
? Perform detailed market research projects, which may require conducting interviews in multiple markets to confirm data collected by appraisers.
Minimum Qualifications (Knowledge, Skills and Abilities Requirements)
? Real estate appraisal experience in both traditional and/or investment bank environments
? Knowledge of principles, practices, methods and techniques of real estate appraisal
? Ability to recognize and interpret real estate sales/rental data and market trends
? Ability to utilize data resources and internet services to evaluate appraisal value conclusions
? Time management skills ? ability to manage multiple priorities and clients at the same time
? Ability to assess the stability of a property?s value and/or income, relative to its market
? Ability to think independently to address issues relating to the appraisal, and make sound recommendations as they relate to risk
? Excellent analytical and communication skills, including written and oral
? Independent judgment and initiative are required to resolve issues relating to third party appraisals and make sound recommendations to superiors
? Develop and implement appraisal training programs and administer benchmark test
? Work well in a fast paced wholesale mortgage production environment
Training and Experience
? Minimum of 4-6 years experience in real estate appraisals
? State Certified Appraiser license required
? Experience as an in-house review appraiser within the wholesale mortgage industry is preferred
? National real estate valuation experience preferred
Pre-Employment Screening Includes
? Credit Check
? Criminal Background Check
? Drug Screen ? after offer of employment is extended and before start date
? Past Employment Verification
? Social Security Verification
Note: The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all duties, responsibilities, and skills required of personnel so classified, and they may change at any time.
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EverBank is an equal opportunity employer. No employee or applicant for employment will be discriminated against because of race, color, religion, national origin, physical or mental disability, age, gender, sexual orientation, genetic information, veteran?s status, or status as a disabled veteran or veteran of the Vietnam era.
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||8100 Nations Way |
Jacksonville, FL 32256
THIS JOB HAS EXPIRED