Credit Risk Manager - Residential Lending EverBank Financial
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The Residential Lending Credit Risk Manager is responsible for providing support at the corporate level to the Director of Residential Credit risk for implementation of policies, procedures and training for all residential underwriting credit and support staff. This role will coordinate projects as dictated by the corporate credit risk team to ensure adequate credit and operational adherences to policies are followed within each production group.
? Provide training and mentoring for all residential underwriting employees companywide.
? Assist regional/branch operations managers and underwriting managers as needed for credit related tasks that fall within the operational scope of work.
? Provide continued credit guidance and mentoring as the credit landscape changes or business model for production shifts.
? Maintain good communication with all business units.
? Assist with test case reviews and other training to grow and develop CCA skills.
? Review, consult and make final recommendations for loan quality or credit risk issues by participating in the Corporate Credit Committee which determines credit policy guidelines.
? Perform second loan reviews and provide recommendations on Fair Lending issues.
? Perform on-going performance audits and provide recommendations on U/W authority levels.
? Participate in Product Development Working groups as necessary.
? Participate in Production Quality Control meetings, problem resolution and identifying process improvements where necessary.
? Participate in new business and portfolio acquisition due diligence loan reviews as needed.
Minimum Qualifications (Knowledge, Skills and Abilities)
? Thorough knowledge of all investor guidelines and keep abreast of changing guidelines and requirements.
? Strong mortgage banking background and detailed knowledge of retail and wholesale origination procedures.
? Thorough knowledge of credit guidelines and investor eligibility criteria for loans sold on the secondary market, as well as portfolio lending initiatives.
? DE and/or VA Lapp certifications strongly preferred
? Jumbo Loan experience preferred
? Strong written and oral communication skills.
? Strong interpersonal skills.
? Good analytical skills and ability to make sound business decisions.
? Good organizational skills.
? Work effectively with minimal supervision or guidance.
Training and Experience
? Prior training experience required in a large or small scale setting.
? Strong mortgage banking background.
? Ten plus years of experience in Underwriting, credit policy and/or quality control procedures with a commitment to quality and productivity.
Pre-Employment Screening Includes
? Credit Check
? Criminal Background Check
? Drug Screen ? after offer of employment is extended and before start date
? Past Employment Verification
? Social Security Verification
Note: The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all duties, responsibilities, and skills required of personnel so classified, and they may change at any time.
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EverBank is an equal opportunity employer. No employee or applicant for employment will be discriminated against because of race, color, religion, national origin, physical or mental disability, age, gender, sexual orientation, genetic information, veteran?s status, or status as a disabled veteran or veteran of the Vietnam era.
EverBank is not seeking assistance or accepting unsolicited resumes from search firms for employment or contractor opportunities. Regardless of past practice, all resumes submitted by search firms to any employee at EverBank via e-mail, the Internet, or directly to hiring managers at EverBank in any form without valid written search agreement executed by the VP, Talent Acquisition for that specific position will be deemed the sole property of EverBank, and no fee will be paid in the event the candidate is hired by EverBank as a result of the referral or through other means.
||8100 Nations Way |
Jacksonville, FL 32256
THIS JOB HAS EXPIRED