Credit Specialist/Senior Credit Specialist Line 6

Description
Essential Job Description:

The Credit Specialist/Senior Credit Specialst primary responsibilites are investigating prospective customers, researching credit worthiness, recommending credit lines, and following up on the collection of overdue accounts. Sepcific responsibilites include:


Determining the credit worthiness of customers and recommending credit limits to management.
Obtain approval and explanations for credit limits as necessary from supervisor.
Communicate credit limits to sales and provide explanations/addressing concerns as necessary.
Ensure that all credit files are kept current with the latest financial statements, agency reports, etc.
Develop strategies and goals to reduce exposure to write-offs.
Act as a business partner with sales and other departments by providing support, troubleshooting issues, problem solving, and seeking solutions to challenging situations.
Place collection calls to customers and perform related follow up activities such as reconciliation, credit adjustments, bad debt write-offs, refunds, customer notification and other transactions or reports according to standard company policies and procedures.
Analyze and research customer's receivables account delinquency and determine the type of communication method to facilitate payment, if a reserve is needed, or the balance should be written off.
Resolve disputes related to customer payment on delinquent accounts and negotiate and ensure payment from customer.
Reconcile credit and accounts receivable related accounts on a monthly basis and propose journal entries when deemed necessary.
Stay current on the latest credit and collections technology developments, policies, procedures and laws by attending intern training, seminars and/or professional meetings.
Perform all duties in a timely, efficient and professional manner and maintain confidentiality


Experience/Qualifications:


2-5 years credit and collections experience.
Knowledgeable, assertive and experienced with applying the appropriate level of pressure to collect delinquent accounts, and capable of conducting all conversations in a clear, friendly and professional manner.
Must be organized and have excellent verbal & written communication skills.
Must possess excellent problem-solving and organizational skills with the ability to thrive in a fast-paced environment, take initiative and meet deadlines.


Skills Required:


Ability to analyze data and present findings in a concise manner.
Possess advanced mathematical skills.
Must be proficient with Excel.
Ability to work with minimal supervision.

Location:	Calabasas, CA United States