Jumbo Mortgage Underwriter EverBank Financial
THIS JOB HAS EXPIRED We are delighted that you have chosen to explore the career opportunities available with EverBank!
? To review all loan submissions to ensure that they are of sufficient investment quality for the EverBank Portfolio Preferred suite of products. To weigh credit risk to ensure that the liability taken on by the company is sufficiently mitigated prior to the determination that the loan is acceptable for the portfolio. To provide superior customer service for the Preferred Products.
? Ability to underwrite conforming secondary marketing eligible submissions as required to assist the National Operations Division and Regional Operations Centers with underwriting overflow.
? Review all loan submissions and follow-up conditions that are provided by the borrower and/or broker.
? Ensure that corporate operating standards are met for underwriting and compliance.
? Ensure that customer service commitments are met.
Minimum Qualifications (Knowledge, Skills, and Abilities)
? Must have a full working knowledge of agency underwriting and selling guidelines.
? Must have very strong communication skills, both verbal and written.
? Must have the ability to review documents within a corporate time-frame with a low error rate and a sense of urgency in a results driven environment--high touch level of service for high asset customers.
? Must have exceptional customer service skills focused on wealth management customer issues, Trusts, Securities, Wills or other estate planning devices and ability to analyze them.
? Must be well organized and have the ability to multi-task.
? Must be able to assess risk both inside and outside of an AUS recommendation and an ability negotiate credit requests, analyze credit risk laying and provide alternative lending solutions.
? Must have the ability to evaluate non conforming loan requests based on indvidual scenarios.
? Must have the ability to review more complex loans (jumbos, self employed borrowers)
? Must have the ability to analyze complex business structures, corporate or partnership returns, and financial statements for multiple businesses, as well as an ability to document the analysis with a Fannie Mae 1084 worksheet or similar document.
? Must have in depth experience with high end properties and ability to assess collateral risk.
? Must have experience with credit structuring and legal aspects of lending activities.
Training and Experience
? Must have 10 years underwriting experience with minimum 5 years underwriting jumbo loans or super jumbo loans
? Must have prior experience in Private Banking, Portfolio Lending or Wealth Management Channel
? Must have a working knowledge of agency automated underwriting systems.
? Must have the ability to traditionally underwrite a file.
Pre-Employment Screening Includes:
? Credit Check
? Criminal Background Check
? Drug Screen ? after offer of employment is extended and before start date
? Past Employment Verification
? Social Security Verification
Note: The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all duties, responsibilities, and skills required of personnel so classified, and they may change at any time.
Please be sure to mark our "careers" page as a favorite place on your computer and visit often. We update it any time a position opens or closes, meaning that it is updated most weekdays.
EverBank is an equal opportunity employer. No employee or applicant for employment will be discriminated against because of race, color, religion, national origin, physical or mental disability, age, gender, sexual orientation, genetic information, veteran?s status, or status as a disabled veteran or veteran of the Vietnam era.
EverBank is not seeking assistance or accepting unsolicited resumes from search firms for employment or contractor opportunities. Regardless of past practice, all resumes submitted by search firms to any employee at EverBank via e-mail, the Internet, or directly to hiring managers at EverBank in any form without valid written search agreement executed by the VP, Talent Acquisition for that specific position will be deemed the sole property of EverBank, and no fee will be paid in the event the candidate is hired by EverBank as a result of the referral or through other means.
||8100 Nations Way |
Jacksonville, FL 32256
THIS JOB HAS EXPIRED