Portfolio Credit Analyst I Volusion
THIS JOB HAS EXPIRED Volusion, Inc. provides commerce solutions for all business types, ranging from startups to large enterprises. The organization?s product portfolio includes: the Volusion platform, designed for entrepreneurs and SMBs, and the Mozu platform, which is built for the large enterprise. Volusion, Inc. is dedicated to providing the solutions, services and support needed to connect people to the ecommerce solution that best enables and empowers the success of their business.
As a Portfolio Credit Analyst I you will be on a growing Underwriting/Risk Management team of our merchant services division. You are responsible for analyzing applications from our current customers who would like to utilize our credit card processing service. You will review and verify information and determine credit worthiness.
Analyze a wide variety of applicants and business types, primarily in a mail-order or ecommerce environment, where potential financial risk exposure may be higher (experience with card-not-present merchants is desirable)
Request and obtain information from the Sales Representatives as necessary to complete the credit review process
Determine credit worthiness for small to medium sized merchants, both new and established
Comprehensive review and analysis of individual and company reports including Experian, Equifax, Dunn and Bradstreet, Lexis-Nexis, Tax Returns, Financial statements, Merchant Processing Statements, etc.
Communicate confidently and effectively with merchants AND sales representatives as needed to obtain financial information or any other documentation needed
Recommend and develop enhancements, sources, and resources to assist in the credit review/underwriting process
Communicate effectively with internal company departments, as well as multiple levels of management
Be prepared to address production overflow, short staffing situations or special projects
What?s in your arsenal:
Bachelors degree required or equivalent work experience in credit, risk management or collections role
Minimum 2-3 year?s experience in an underwriting environment, risk management or collections role (direct experience in credit card and/or merchant services industries preferred)
Direct experience with Global Payments and First Data credit/risk/underwriting systems considered a plus
Excellent organizational skills
Excellent analytical skills
Excellent oral and written communication skills
Experience reviewing and analyzing individual and company financial data
Must be a team-oriented individual with willingness to work with all levels of staff & customers (not exclusively high level applicants) with a positive attitude and willingness to assist in training and development of new team members
||Austin, TX |
THIS JOB HAS EXPIRED